Legal Warning

  1. Ownership and purpose of this website

You have accessed the website of the Association of Andorran Banks (hereinafter “the ABA”), domiciled in Andorra la Vella AD500 (Principality of Andorra), Ciutat de Consuegra Street, 16, Edifici l’Illa, esc A, 2nd floor, registered in the Principality of Andorra’s register of associations under number 1/2003, with tax ID number U-186013-P. You can contact the ABA by phone at +376 807 110 and by email at andorranbanking@andorranbanking.ad.

The purpose of this website is to provide information about ABA’s activity. The content published on this website is for informational purposes only and does not constitute any type of advice on any matter.

  1. Acceptance of the terms and conditions for using this website

Access to this website implies full acceptance by users of the terms and conditions of use established herein, along with the privacy policy which is also available on this website (hereinafter, the “Terms and Conditions”). However, users are under the obligation to use this website diligently, in accordance with current legislation, good faith and standard practice and without violating morality and/or the public order.

  1. Reservation of rights to modify the Terms and Conditions of use of this website

ABA reserves the right to make any changes to and periodic updates of the Terms and Conditions it deems appropriate at any time, without prior notice and effectively immediately. Therefore, ABA recommends that the users of this website review the Terms and Conditions periodically.

  1. Rights and legal positions on the contents of this website

Definition of the “contents”:

The term “contents” refers to all the contents that make up this website, which includes but is not limited to source codes, designs and navigation structure of the website, as well as distinctive signs, videos, photographs and texts on display.

Legal rights and positions on the contents:

The contents of this website are subject to intellectual and industrial property rights, image rights and legal rights to similar economic content owned by ABA or third parties that have granted the relevant licenses or authorisations. Therefore, access to this website does not grant users any ownership rights or usage rights to the contents (whether by reproduction, distribution, public communication, provision or transformation), unless the user is duly authorised by ABA or the third parties holding the legal rights to the property in question, either by a statement on this website or written licenses or authorisations.

ABA reserves the right to use watermarks, technological devices or other security measures that allow tracking or tracking online of unauthorized uses of these contents. ABA also reserves the right to take the pertinent legal actions against the users of this website if they violate the intellectual or industrial property rights, image rights or legal rights to similar economic contents, as mentioned above.

If a user considers that any of the contents of this website infringes the rights or legal positions of third parties, the user must immediately notify ABA by email at  aba@aba.ad, so that ABA can analyse and assess the case in question.

  1. Right of exclusion

ABA reserves the right to temporarily or permanently deny or suspend access to this website by users who violate the Terms and Conditions, at any time, without prior notice and in a discretionary manner. This reservation of rights by ABA is without prejudice to the possible legal actions that may be taken against users.

  1. Responsibilities

Conduct of the users of this website:

ABA is not responsible for damages or other consequences arising from a breach of the Terms and Conditions by users.

Other:

ABA declines any liability for damages or other consequences arising from the unavailability of this website or its contents for technical, security or control reasons or due to updates or maintenance, or errors due to servers or to third party  intermediaries or suppliers.

ABA declines any liability for damages caused to the users of this website by computer programs, viruses or other elements beyond its control.

ABA has no control over the services, contents and/or other elements that may be accessed by the users of this website through links, directories or social media sites that can be accessed through this site (such as Facebook, Twitter, Linkedin, YouTube and the like). Therefore, ABA does not guarantee and is not liable for the technical availability, quality, accuracy or reliability of the services, contents and/or other elements accessed, or for damages or other consequences that may arise as a result of using them.

The above notwithstanding, if a user believes that the legal rights of any third party have been violated by any of the links, directories or other social media sites accessed through this website, the user shall notify ABA immediately by email at aba@aba.ad  so that the situation can be analysed and evaluated by ABA.

  1. Authorisation of links

ABA authorizes third party links to this website. However, ABA prohibits the creation of links to this website from other websites with contents that are contrary to law, good faith, good customs, morality and/or the public order, and/or the object or effect of which is to harm the image of ABA and/or its members.

  1. Applicable legislation and jurisdiction

The Terms and Conditions are governed by Andorran legislation.

The users of this website are subject to Andorran jurisdiction, explicitly waiving any other jurisdiction that applicable to them under the law.

Last update: 5 July 2017